If you have bad credit, getting a personal loan can be extraordinarily challenging. This is because most lenders look equally at your credit score and income when deciding whether or not to lend you money. If your credit score is bad, they think that you will not pay them back the money, and in turn, this means that they will deny a loan to you. Even if you have the income to afford the loan, poor credit is heavily looked at and you can be denied based on a bad score alone. Unfortunately, this can leave you in a bad spot if you need a personal loan.

There are many reasons why you may have bad credit. You may have gone through a nasty divorce, found yourself unemployed for a period of time, or been ill and unable to work. Regardless of what happened in the past, your financial situation may be quite different now. You may now be able to afford your payments and even be paying down your past debts.

Here at Bad Credit Loan Canada we realize that good, hard working people sometimes find themselves in need of extra cash, but without the ability to get it due to a bad credit score. We want to change things around. We look at much more than your credit score when deciding to approve you for a loan. We look at your income and what you need the money for, rarely issuing a rejection. Our application is simple to fill out and you will have an answer in less than a day, making this a superfast loan. When you need money quickly and have less-than-perfect credit, fill out the application and give us the chance to approve your personal loan for bad credit online.